Money struggles

[Bluebird_28]

Does anyone else live out of home and really struggle with money? It stresses me out so badly - to the point of feeling so anxious and sick 😞

Moving home is not an option. Would just love to know how other people deal with it? I have a great partner who helps out when i need it but that isn't always fair on him....

Suggestions dealing with the stress would be great.

[Jessicatherese94]

Hi Bluebird, money is a really stressful thing and I think a lot of people would feel the same way. Considering you don't want to move back home, I think acknowledging that this will be a stressful and difficult time and just trying to look after yourself is a good option. What kind of things do you like to do in your spare time? Is there anything you could do to make the situation easier on yourself? Are you at university or do you work or anything like that? What about other options such as Centrelink or similar programs? You're definitely not alone, I want you to know that!

[white knight]

Hi bluebird

When young I was really impulsive, a spender not a saver

This meant I was always broke. This led to the nervous condition you describe.

We cant ever mobe away from the badics- having sufficent income and a good budget. Until my wife implemented a budget we didnt improve the diar situation.

Google

Topi: the financial world of snakes and ladders- beyondblue

Tony WK

[Bluebird_28]

Thank you!! Unfortunately i can't move home as i don't get along well with my step mum.

I work full time - and it amazes me how i don't have money because bills are insane.

I am at a lost cause on what to actually do to help myself with money!! I have cut out so many things and stopped doing things with friends because i couldn't afford it. Having a car loan plus rent and house bills is exhausting. I know it is apart of life but just hard adjusting to it and trying to find the balance of it.

[Jessicatherese94]

Hi Bluebird, I can't say I know what it's like but I can definitely imagine how difficult it is. I would suggest just thinking practically about what you could do to save money - even if it's moving to a different area, or hiring a less expensive car, or perhaps even catching public transport instead of using a car? If there are no other options I suppose it's just managing your money and just reminding yourself that it's something that needs to be done - like you said, it's a part of life. You could create a budget or something similar with your partner - it's great that they've offered to help you out if need be. If it's really causing you a lot of anxiety perhaps speaking to a counsellor or even ringing Kids Helpline to get some of your feelings off your chest might help. Of course you can always vent on the forums here at Beyond Blue too.

[topsy_]

Hi Bluebird

There is a really good government site called MoneySmart. It has lots of info as well as budgets that you can use to work out your finances. Budgeting is the key to money management.

Just a tip - always try to include a little personal spending money. It’s just unrealistic not to have something for yourself. (I was told this by a lady who works for Centacare when I needed help.

Wishing you well, Lyn.