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Car Accident

Clara1
Community Member

My brother had a car accident three days ago. He may have caused the accident because he was drinking alcohol. Now my family are trying to get me to help my brother make an insurance claim. I am not sure how to help my brother. I did not witness the accident and I have no details about the accident. Not sure where to start really. 

1 Reply 1

Croix
Community Champion
Community Champion

Dear Clara1~

I'm afraid there is very little you can do to help your brother's claim. If it is simply a matter of getting him the right forms and helping him with supporting information like finding out his  drivers license number and registration papers that's fine.

 

However I suspect your family may be pressuring you to do something else so your brother's claim is accepted despite the fact he may have exceeded the terms of his insurance due to alcohol and so any claim would be invalid. It is up to him and any other parties involved to describe what happened.

 

As you know nothing about the accident you can say nothing about it. If you did it would be contributing to a falsie claim or fraud, not somethng any wise person would do.

 Apart from anything else insurance companies (and there is probably another party to the crash) can find out things for themselves if they wish.

 

Additionally any false statement may be uncovered in years to come and if anyone makes an untrue statement it can come back and bit them later on. I remeber you had been worried about an insurance payment wiht a neighbor. If you made a false statement you may well be barred from holding insurance, a big problem.

 

If your family is pressuring you as I describe then they are being dishonest, completely unfair, shortsighted and are not treating you with the respect you deserve. If I have misunderstood my apologies.

 

I realise any refusal will place a strain on your relations with your family, however that is better than the alternatives.

 

I'm sorry you were put in this position and if you would like to talk more you would be welcome.

 

Croix