Spiralling

[MissJ94]

How does everyone get through life or get themselves out of a crappy position?

Im studying and working right now. Im struggling majorly financially. Havent been able to see my psychologist in a month now because i cant afford it. I have bills piling up and the thought of going back on placement in a couple weeks makes me sick as ill be off work for 3 weeks(no leave left) and somehow need to pay all these bills along with $300+ in parking fees(hospital) so i can attend the placements(public transport is out of the question due to inaccessibility and time constraints). Originally i could have used my health care card or pension card to get a cheaper rate but now the thieves have made it that no student, worker or contractor there can get the cheaper rate. I feel sick just thinking about it. Im still trying to work up the energy to call centrelink to see if its even legal for them to deny the cheaper rate for those who have these cards to make things easier, they advertise the concession rates everywhere but no where does it say its excluded for certain people. I just want to vomit.

People have suggested i defer a year. But that only puts these issues back one year. I havent had a proper break from everything in almost a year, i feel burnt out from everything.

Ive wanted to be a midwife for years now and im finally getting there. But i never knew how difficult it would be, how time consuming it would be. Its like having a fulltime job but not actually getting paid for it. Nursing was no where near as hard as midwifery is proving to be.

Ive had thoughts of just dropping out because of how much im struggling, financially, emotionally. Just seeing a text from my placement facilitator today makes me want to self harm. And i cant even talk to anyone about these feelings because i cant even afford it! Im literally spiralling out of control!

[Ggrand]

Hello Dear MissJ94..

I am sorry your struggling so much financially..It does make our lives hard when this happens..

I fell behind in a lot of bills a couple of years back and was constantly stressing over them...,

I decided to ring the companies and untilities I owed money to and explained my situation and together we worked out an affordable payment plan to get them paid off...Most companies are very flexible and like helping when they can..

Im not certain about pension discounts etc..but I would ring Centrelink to find out if the hospital can take those benefits away from you...

With parking at the hospital..is it possible for you to park away from the hospital and walk the rest of the way...maybe all day street parking or shopping centre parking?..or even offer to pay someone a small amount of money to park in their yard...somewhere close to the hospital...

MissJ94, Is it possible to talk to your GP about getting you started on a mental health care plan..where the first 10 visits (I think it’s 10) are covered by Medicare and free to you...

About dropping out of midwife..that’s something only you can decide...If it’s your dream, passion to do midwifery..Go for it, I feel in my opinion only...that having a break for a year to get yourself mentally well..could be an option for you to think about...No job regardless of how much you have a passion for it....is worth your emotional and mental health...

Talk here anytime lovely MissJ...

My kindest thoughts with my care..

Grandy..

[bluenight]

Hi MissJ

It's really stressful what you're going through having been through it myself not too long ago, hang in there though a it will be worth it!

Can you claim austudy?

I know someone who completed their nursing degree and they love it, it's such a good career, mature age too.

[Imarni]

I don’t know where you are located but there are many places that offer bill paying and petrol vouchers and Coles vouchers. They do maybe 6 times a year? I have only needed once I am on DSP and badly needed a hand. Don’t give up if your dream. Talk to school counsellor see if there’s a charity place available as it’s very hard for students. My son studying honors in medicine and part of honors was rent paid except he had to pay first then ask to be reimbursed and he’s too shy. So no job doing someone else PhD full time honors and no income. He gets 2 shifts a week part time work weekend and no life. But he’s determined to get into medicine. Don’t lose hope. Get help for your stress via lifeline counselors - quite good I’ve found or get a MH plan although psychologists are hard to find! Take up yoga it’s amazing.