Anxious, on the Autism spectrum and lost in the system of workcover....

[AnxiousExistance]

I have a pretty extreme anxiety disorder as well as alot of other issues and Ive been experiencing 12 months of issues from workcover that has caused so much drama that its making my condition worse and my son and I will be homeless soon because of the insurer EML bullying me by stalling my payments by up to a month at a time till all up I was late with rent 11 times over 6 months and this caused my landlord to freak out on me, I had never, ever been late with rent before this, i prided myself on my rental history but EML have crushed it......now as a result I have no rental reference due to the conflict with my landlord and EML are still bullying me despite them literally causing me to be homeless and telling me they cant help me fix the issue they caused....I turned up to an IME today on time going by the details EML gave me...I wasted an 80km drive because they cancelled the appointment 2 weeks ago without telling me...my anxiety makes it so hard to leave my house because of serious physical symptoms so this wasted trip has just made me feel like they are going to continue messing with me till I fully snap....I'm so close to just giving up because of how much they've wrecked my life...wrecking my landlords reference is essentially like burning my house down...I have no support network and can only rely on EML who dont have my best interest at heart....I even caught them out colluding with a rehab firm to lessen my compo after 3 doctors said the condition is likely permanent, luckily I had sms proof they lied and its kept them at bay but I dont know where to start as far as getting help to fix the damage they caused, I put in a complaint to work cover thats been ignored and the firms like slater and gordon arent interested unless there is a big payday involved....I have mental and physical issues that require a specific type of home and I'd never had an issue getting a house before this but now no real estate will even look at me because of rent issues caused by EML....I have proof they are messing with me to the point of damaging my life but I'm at a loss as to where to get real help that wont take years....I need help now.....I'm homeless after 12/11...While EML mess me around I cant even get housing assistance ..any advice?

[Blue_Jane]

Hi there

First of all apologies for taking so long to get back to you.

Thank you for sharing what is going on with you. It sounds like a really tough situation. Have things changed over the last few days or are you still moving on the 12th? Is there anyone you can stay with for a few days?

How old is your son? How is he handling all of this?

I am not familiar with these types of situations so I am unable to offer any practical advice. However can you see your GP and talk through the current situation? They will be closer to your health and may have some ideas on how to work with the insurer?

I will check in with some of our community champions and see if anyone can suggest some advice for you.

In the meantime, I am thinking of you and hope that the situation has improved since you posted.

Blue Jane

[Just Sara]

Hey and welcome Anxious Existence;

Please contact the Workers Compensation Review Office (WIRO) if in NSW or the relevant Ombudsman in your state immediately. These services can help by contacting the insurer and make them act in accordance with their obligations.

With your landlord, make sure the terms of your lease aren't being breached. There are conditions like being given 3 months notice in writing prior to eviction that need to be adhered to before you're evicted.

You can find support from local accommodation agencies or Govt Housing in your state. You can also approach Disability Services/Advocates from state Govt or non Govt organisations who'll talk with your landlord for you.

There's hope ok, it just takes a bit of leg work to find the best source of representation. You're in a dire situation with your son as well, so going to community services and begging for help might get them to act on your behalf or contact someone for you who can support you immediately.

Please don't try and sort this out by yourself anymore. Trust me, it's better others fight for you at this stage. Do it TODAY!!! And don't worry if you don't have a formal lease or real estate agent; under the law if you're renting, you're protected by legislation.

Please let us know how you go ok.

Concerned...Sez