been feeding the black dog for 5 years now. I have read threads here
describing withdrawing from friends, work, life in general. I have done
all of these .....not opening mail, paying bills when they come to turn
off power, or arrest me. I have just ...
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been feeding the black dog for 5 years now. I have read threads here
describing withdrawing from friends, work, life in general. I have done
all of these .....not opening mail, paying bills when they come to turn
off power, or arrest me. I have just been waiting for everything to
implode, but surprisingly, it still hasn't. Now, I am so far behind in
all my financial obligations, I don't know how to start getting back on
track. I am 5 years behind in tax (personal &my business). Paperwork is
not computerised, so I don't even know where the invoices, receipts etc
are amongst the rubble. A misunderstanding with phone co has resulted in
my landline being disconnected on 23/12...I have paid bills (yay direct
debit) but I signed up for an NBN/phone package but did not connect it
as it does not suit my needs in a remote area. Now sick of begging
Indians to reconnect my landline at work, so no bookings. Fortuitous, as
on Boxing Day, I awoke in excruciating pain. CT : slipped disc at C6.
Dr. Google says no easy fix, I have read 100s of posts about this, it
seems that regardless of treatment route, I will be in pain for the rest
of my life. I have accepted this but without work, I can't afford to get
specialist referrals etc, (I have paid private health for
>16yrs...almost $50k!!! Doesn't cover that??) 1 good thing, This has
been my first total 'holiday' from high stress/emotional job in 15yrs.
As a small business owner, I am not able to get sick pay. Centrelink
won't pay unless my tax is up to date IF I DID qualify for disability
support. I support my 16 yo son (wants transport now he has his learners
but no $$) I have never received a cent of child support, his father
lives locally and is here daily for meals etc, which I felt was a good
thing for my son, but I am angry that I have been supporting him also. I
know things can't continue like this. But I am scared of making life
decisions while in this black hole. I think baby steps are the only way
to start to improve our situation (there is much, much more to our
story, who wouldn't be depressed??) but it is almost impossible to take
even baby steps. I am still putting things on the back burner as a
coping strategy to forget problems. Of course they are still there (&
worse) the next morning. I KNOW all this but I just can't take a baby
step. Sorry for rambling. (Big sigh, feels bit better tho) Is there any
free agencies to help sort out financial problems/paperwork? How have
others gotten back on track?