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Hi Thunderkatnip,
Thanks for your post.
Personally I haven't found a health fund that's affordable to me, and I think the best way to find one that's suitable is really to price compare. A lot of the comparison websites don't include information about psychological services specifically.
One thing you might find helpful are these other conversations started in the forums about private health -
https://www.beyondblue.org.au/get-support/online-forums/treatments-health-professionals-and-therapies/private-health-insurance-for-psychiatric-services#qjgyA3HzvGGEbv8AAOnT_A
https://www.beyondblue.org.au/get-support/online-forums/treatments-health-professionals-and-therapies/cheapest-private-health-insurance-with-best-psychology-cover#qupqtHHzvGGEbv8AAOnT_A
Best of luck in your search
rt