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    <title>topic Are you in poverty? in Welcome and orientation</title>
    <link>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2757#M422</link>
    <description>&lt;P&gt;Hello Zovy, yes it left me broke, struggling to pay off 4 credit cards, a car and half the mortgage, plus utilities, insurance, that's when I went over to Anglicare who stopped all the annoying phone calls and the letters from the creditors.&lt;/P&gt;
&lt;P&gt;When our farm was sold due to the divorce I could pay everything off.&lt;/P&gt;
&lt;P&gt;One point was when the creditor sold the debt to a 'debt collector' and let's say the amount was for $4000 the debt collector would say if yu can pay it off now, we'll accept $2500 or less as a final payment, so eep that in mind.&lt;/P&gt;
&lt;P&gt;The amount may differ from case to case and could well be $1500.&lt;/P&gt;
&lt;P&gt;Best wishes.&lt;/P&gt;
&lt;P&gt;Geoff.&lt;/P&gt;</description>
    <pubDate>Wed, 05 May 2021 20:26:18 GMT</pubDate>
    <dc:creator>geoff</dc:creator>
    <dc:date>2021-05-05T20:26:18Z</dc:date>
    <item>
      <title>Are you in poverty?</title>
      <link>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2754#M419</link>
      <description>My mental illness left me in poverty. Has anyone else experienced this?</description>
      <pubDate>Wed, 05 May 2021 15:19:44 GMT</pubDate>
      <guid>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2754#M419</guid>
      <dc:creator>Zovy</dc:creator>
      <dc:date>2021-05-05T15:19:44Z</dc:date>
    </item>
    <item>
      <title>Are you in poverty?</title>
      <link>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2755#M420</link>
      <description>&lt;P&gt;hi zovy - i have&lt;/P&gt;
&lt;P&gt;after a long time saving up and living responsibilly, i got ill and tried to seek help, which was expensive and unhelpful - and cost me a lot of time and money. &lt;BR /&gt;
Finding affordable accomadation was hard and i moved a lot and lost money there too.&lt;BR /&gt;
Having no one to help was expensive... being isolated was expensive... trying to study and get a degree was expensive...MH is expensive.&lt;/P&gt;</description>
      <pubDate>Wed, 05 May 2021 15:45:31 GMT</pubDate>
      <guid>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2755#M420</guid>
      <dc:creator>Guest_1643</dc:creator>
      <dc:date>2021-05-05T15:45:31Z</dc:date>
    </item>
    <item>
      <title>Are you in poverty?</title>
      <link>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2756#M421</link>
      <description>&lt;P&gt;Hi Zovy&lt;/P&gt;
&lt;P&gt;Welcome to the forums and for having the courage to post too&lt;/P&gt;
&lt;P&gt;I understand your situation as I had to apply for charity from a local body in Victoria called 'The Good Shepard'  a few years ago. If you wish to elaborate on your symptoms/situation you are always welcome as the forums are a safe and non judgmental place for us to post&lt;/P&gt;
&lt;P&gt;my kind thoughts for your well being &lt;/P&gt;
&lt;P&gt;Paul&lt;/P&gt;</description>
      <pubDate>Wed, 05 May 2021 17:21:14 GMT</pubDate>
      <guid>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2756#M421</guid>
      <dc:creator>blondguy</dc:creator>
      <dc:date>2021-05-05T17:21:14Z</dc:date>
    </item>
    <item>
      <title>Are you in poverty?</title>
      <link>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2757#M422</link>
      <description>&lt;P&gt;Hello Zovy, yes it left me broke, struggling to pay off 4 credit cards, a car and half the mortgage, plus utilities, insurance, that's when I went over to Anglicare who stopped all the annoying phone calls and the letters from the creditors.&lt;/P&gt;
&lt;P&gt;When our farm was sold due to the divorce I could pay everything off.&lt;/P&gt;
&lt;P&gt;One point was when the creditor sold the debt to a 'debt collector' and let's say the amount was for $4000 the debt collector would say if yu can pay it off now, we'll accept $2500 or less as a final payment, so eep that in mind.&lt;/P&gt;
&lt;P&gt;The amount may differ from case to case and could well be $1500.&lt;/P&gt;
&lt;P&gt;Best wishes.&lt;/P&gt;
&lt;P&gt;Geoff.&lt;/P&gt;</description>
      <pubDate>Wed, 05 May 2021 20:26:18 GMT</pubDate>
      <guid>https://forums.beyondblue.org.au/t5/welcome-and-orientation/are-you-in-poverty/m-p/2757#M422</guid>
      <dc:creator>geoff</dc:creator>
      <dc:date>2021-05-05T20:26:18Z</dc:date>
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